So I’ve been trying for the last two and a half months to get ahold of somebody through my company’s insurance provider. Nobody would answer the phone (their directory menu was utter crap allowing no way to talk to an actual person), I couldn’t enroll online through the system because it didn’t “recognize my information”, and when I finally did get ahold of an operator they treated me like some slithering beast because I’d missed the deadline. “Well you should have enrolled, sir. The deadline has already expired.”
Then I decide, fuck it, I’ll sign up for health insurance through the Affordable Health Care programs. Ha Ha. Nope. Nothing affordable about that. The cheapest I could get per month was 138 bucks and let me tell you I can’t afford that. I don’t make the most money out there. I work for retail. And the whole process of trying to find insurance has left me sour and cynical. I remember years ago just calling a provider and getting hooked up. Now you have to jump through so many hoops it just leaves you feeling like a circus chimp ready to rip off someone’s face.
What really pisses me off, though, is the fact you have to wait an ENTIRE year just to enroll for health insurance. Why? You don’t have to wait a year for car insurance. You don’t have to wait a year for home insurance. Why do you have to wait a year for health insurance? Shouldn’t you be able to purchase it at any point when you’re ready? It’s fucking ridiculous.
We should all demand of our representatives that they put in measures into the system, or something, that opens up the availability of insurance all throughout the year and not just at some designated point at the end of the year where maybe not everybody is in a position to sign up. It would certainly make life easier. Also, if I can’t afford health insurance, what on God’s green Earth makes these idiots think I can afford the penalty for not having it?
Open Enrollment and this overpriced system needs to end. Those of us on the bottom, us sorry little dregs of society, can’t take the crap anymore.